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Affordable Professional Insurance Valuations
Buildings should always be insured for the amount it would cost to rebuild them. However, fewer than one in ten commercial properties in the UK are covered correctly. If you are over-insured you are probably paying too much for your buildings insurance. If you are...
The local Property Market – Let’s all work together
The local Property Market since the original lockdown has been extremely good and now is not a time to let the second lockdown affect ongoing transactions or indeed new sales. Obviously, an extremely important part of the whole process and something that does have a...
Brexit Green Card Requirements
As a consequence of leaving the European Union (EU), the UK is currently in a transition period which ends on 31st December 2020. In the event there is a no-deal between the UK and EU, it is likely there will be a legal requirement to carry physical proof of motor...
Deadline looming for Coronavirus Government Supported Loan Schemes
Businesses have never experienced a more challenging time than the one in which we currently find ourselves. The government has responded with a range of support measures for SME’s. There are two relevant schemes for SME’s. The Bounce bank Loan Scheme for loans up to...
Too many underinsurance disasters waiting to happen
The latest data from RebuildCostASSESSMENT reveals a massive shortfall in cover among UK commercial properties. The insurance valuation providers estimate that buildings occupied by businesses in Britain are underinsured by a whopping £325 billion. “What this means is...
Preparing your home for winter
As the days begin to get colder and shorter, it may be a good time to start thinking about what you might need to do to protect your home this winter Clear the gutters and drains Debris such as leaves and mud can block the drains and once it becomes too much, it can...
Right to Light Insurance
Right to Light insurance policies are designed to protect the developer or landowner from Right to Light claims; where a neighbour claims they have had their amount of light reduced as a result from their development. The compensation settlements, remedial cost and...
Insurance Policy Specifically Designed for Childcare Franchises
As an insurance broker we appreciate that Coronavirus (Covid-19) has been a terrible time for everyone. I am guessing with the lockdown, social distancing, and various other restrictions on groups that this has proven a particularly difficult time for you and your...
Abortive Planning Costs
We at Northcott Beaton are always looking out for things that could potentially be of great use to you and your clients and this one is which we think shouldn’t be missed for your development clients The Policy covers Abortive Planning Costs which are the abortive...