Right to Light insurance policies are designed to protect the developer or landowner from Right to Light claims; where a neighbour claims they have had their amount of light reduced as a result from their development. The compensation settlements, remedial cost and legal costs could be significant to the developer; therefore its worth considering a Right to Light Insurance policy.

What does the Right to Light  insurance cover, including?

  • Legal costs involved in addressing claims;
  • Compensation costs to the claimant;
  • Identifiable loss from adjoining owners as identified by the Right to Light surveyor;
  • Cost of any financial settlements including damage awards;
  • Abortive costs incurred as a result of a third-party claim and
  • Loss in land value in the event the developer’s project is permanently halted by the Court

Northcott Beaton can also provide you legal indemnity covers such as:

  • Restrictive covenants
  • Defects in the title including loss of deeds
  • Lack of adequate access and/or services
  • Leasehold problems
  • Flying freehold
  • Chancel repair

What does a Rights to Light Insurance cost?

Each policy is tailored to the individual development and is a one-off purchase. The cost and other terms vary immensely from case to case and between insurers. There are also a variety of approaches and terms that can be explored dependant on individual requirements

For more information and to understand the range of terms available  including pricing please call 01392 426046 or email keiron@northcottbeaton.co.uk